Commercial
Insurance
When you run a business – large or small, you don’t have time to waste. Whatever the size of your organisation, it is essential that you protect it against any insurable risks that may undermine its security.
Having the right covers at the right stage in your business growth is key.
Understanding your business is key to helping us provide you with the correct advice and arrange the required cover for your business. It is essential for us to understand your business, your future plans and your strategy. We use an ongoing communication programme throughout the year to keep up to date with your business development and to make any necessary changes to your insurance programme.
It is essential for us to understand your business, your future plans and your strategy.
We make every effort to deal with our clients face-to-face, and to ensure we understand their organisation and the risks they face we always strive to see the risks with our own eyes.
In gaining a full understanding of your business we will discuss the risks your business faces and explain the full range of insurance and risk management solutions that we can make available to you.
Delivering the highest quality, independent professional, advice tailored to your needs
WHAT WE COVER: Charter will tailor an insurance programme that meets your agreed requirements and objectives.
Cyber
How would your business survive if systems were attacked by a hacker? The threat to your business arising out of Cyber Security issues has never been greater, and every day stories appear regarding a new virus, a new hacking attack or the loss of data suffered by a business.
Directors and Officers
There are several risks associated with the running of any type of business, from the smallest family owned company through to the biggest listed multinational. Directors & Officers Liability covers the personal liability of all those involved in decision-making at the business.
Engineering
Engineering insurance protects against material damage to equipment, material damage for premises, plant and machinery. We can offer insurance solutions for machinery, plant and equipment, installation and construction, dependent on your requirements.
Liability
Employment Liability protects a company for claims arising from employment disputes such as unfair dismissal, sexual or racial discrimination. Corporate Legal Liability protects a company for claims made against it in respect of Corporate Manslaughter, breach of Data Protection Act, amongst others.
Marine
Marine insurance covers goods from the moment they leave a sellers warehouse until when they arrive at the buyer. Comprehensive insurance is available for goods in transit, across the world, including full stock throughput policies, cargo and one-off shipments.
Motor Fleet
We can insure all your commercial vehicles for your business under one simple policy and deal with fleets of all shapes and sizes. These can be registered in the name of a company, a partner or director of the company.
Property
We are specialists in arranging a wide range of Property Insurance throughout the UK, dealing with all types of property owner from Freeholders and Leaseholders, to Landlords and Managing Agents.
Retail
We know no two businesses are the same and offer tailored protection specific to your requirements. We have significant experience and knowledge in the placement of all types of insurance for all sectors of business.
Terrorism
Any loss, damage and interruption due to a terrorist or politically motivated attack would not be insured unless you have purchased specific Terrorism Insurance. A new type of cover for non damage denial of access to a shop or company during an incident is also available to all businesses.