Commercial Insurance · Yorkshire and Lancashire
Business insurance, personal service.
We are an independent broker with whole of market access and a team who actually answer the phone. Straightforward advice, no jargon, no call centre.
FCA Authorised
Firm Ref. 306405
22 years of trust
Est. 2002
100% Independent
Not tied to insurersStuart Buckley, General Manager · Preston Golf Club
What we do
We don’t sell insurance. We help protect you.
We go across the whole market, including Lloyd’s specialists, to build cover that actually fits your business.
Construction & Contractors
Cover for contractors and sub-contractors, from public liability to plant and contract works, built around how your sites, projects and programmes actually run.
More info coming soon
Real Estate & Property
Protection for landlords, investors and property managers, whether that’s a single let or a growing commercial portfolio.
More info coming soon
Professional Indemnity
Cover for the advice you give and the work you deliver, with limits that keep pace with your client contracts.
More info coming soon
22
+
Years in Business
Established 2002
2
UK Offices
Harrogate and Preston
100
%
Independent and Whole of Market
Never tied to insurers
FCA
Authorised & Regulated
Firm Reference 306405
Why Charter
We work for you, not the insurance company.
That’s the whole point of using an independent broker. Our loyalty sits with you, not with any one insurer.
A fair, honest review of your current cover
We’ll tell you plainly if your current policy still fits, even if that means less work for us.
Access to markets right across the UK
Whole of market access, including specialist Lloyd’s syndicates most brokers never approach.
We’re there when you need us
At claim time especially. You’ll speak to a person who knows you, not a call centre.
CLIENT STORIES
Don’t take our word for it.
Real businesses, real cover, real outcomes at claim time.
Charter Insurance Brokers have consistently provided excellent service and support. Diane is knowledgeable, professional and always willing to go the extra mile. I highly recommend.
Julian Syson
Managing Director · Love Medical Ltd
Charter always go above and beyond whenever I need your help and I absolutely appreciate it so much.
Tony Pye
Director · Poppies Europe Ltd
In an industry that can often feel transactional, Nick and Charter have something different. Their approach is refreshingly uncomplicated, relationship-driven, and centred around doing what’s right for their clients. We wouldn’t hesitate to recommend them to any business looking for an insurance partner they can genuinely trust.
Helen Mercer-Jones
Managing Director · ERE Property Group
Free, no obligation
Not sure if you’re covered?
Fifteen minutes on the phone is usually enough to tell you where you stand.
Or call us
01772 808 800
OUR STORY
Built on relationships. Still is.
Charter Insurance Brokers was established in Preston, Lancashire, in 2002. The idea was simple: give business owners a broker who actually knows them, backed by real market access.
That’s how we still work. We’re independent, part of a national broker network, but run as a family business with our head office in Harrogate and roots that go back to Preston and our clients are throughout the UK.
Between our team we have over 150 years of combined insurance experience, and it shows in how we handle a renewal, a tricky risk, or a claim. We work for you, not the insurer.
We’re proud of where we’re from. Yorkshire and Lancashire through and through, with a national reach when your business needs it.
Steve Woolley
Managing Director
