6Core covers
Whole marketIncluding Lloyd’s specialists
24+Years of looking after business
Business insurance,
sorted properly.
Tailored commercial cover for businesses of every size, from construction to real estate to professional services and beyond. We find it, we structure it, and we fight for you when it matters.
What we cover
Cover for businesses that can’t afford to get it wrong.
We focus on commercial insurance because it’s what we know best. Construction, real estate and professional services are sectors where the risks are real, and the cost of getting cover wrong can be serious. We don’t do one size fits all. We deliver peace of mind.
Construction & Contractors
Public and employers’ liability, plant, contract works and design cover, built around live sites and real contracts.
More info coming soon
Real Estate & Property
Cover for landlords, investors and managing agents, whether you hold one let or a growing commercial portfolio.
More info coming soon
Professional Indemnity
Protection for the professional advice and work you deliver, with limits that keep pace with your client contracts.
More info coming soon
Construction & Contractors
Public and employers’ liability, plant, contract works and design cover, built around live sites and real contracts.
More info coming soon
Real Estate & Property
Cover for landlords, investors and managing agents, whether you hold one let or a growing commercial portfolio.
More info coming soon
Professional Indemnity
Protection for the professional advice and work you deliver, with limits that keep pace with your client contracts.
More info coming soon
Fleet & Commercial Motor
Cover for company cars, vans and larger fleets, with claims support that keeps your vehicles on the road.
More info coming soon
Cyber Insurance
Protection against ransomware, data breach and business interruption, sized to how your business actually operates online.
More info coming soon
Fleet & Commercial Motor
Cover for company cars, vans and larger fleets, with claims support that keeps your vehicles on the road.
More info coming soon
Cyber Insurance
Protection against ransomware, data breach and business interruption, sized to how your business actually operates online.
More info coming soon
Can’t see it? We’ll find it.
Directors and officers, engineering, contingency. If it’s a risk your business carries, we’ll go and find the right cover for it.
Why Charter
Independent brokers who put you and your business first.
We’re not tied to any insurer, so every recommendation we make is built around your business, not a target.
Whole of market access
We compare cover across the entire market, including Lloyd’s specialists most brokers never reach.
A broker who turns up
We’ll visit your site or your office, not just send an email at renewal.
Honest advice, always
If your current cover still works for you, we’ll say so.
CLIENT STORIES
Brokers who know you and your sector.
Real outcomes from real clients, across construction and commercial property.
Charter saved us a significant amount at renewal, without reducing a single level of cover. But more than that, when we had a claim last year, they handled everything. That’s when you find out what your broker is really worth.
Emma Hartley
[Role and company to confirm]
We’ve used Charter across our entire construction programme for years. They understand our contracts, our sites and our risk profile. I don’t have to explain everything from scratch every year, they already know.
James Renwick
[Role and company to confirm]
